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Serving employees of the Kroger Delta Division


 Adobe PDF IconRobert Kiyosaki Why the Rich Get Richer
 Adobe PDF IconThe Magic of Compounding
 Adobe PDF IconFinancial Websites
 Adobe PDF IconGlossary of Mutual Fund Terms
 Adobe PDF IconIntroduction to Indexes
 Adobe PDF IconInvest Money to Reach Your Goals
 Adobe PDF IconLoad vs. No Load
 Adobe PDF IconMutual Funds

Be on the Alert for Fraud

During these economic times, fraud activity is on the rise.
Be sure that you’re checking your account on a daily basis, and know the extent of your financial liability.

Please take time to read the following articles listed below:

 Adobe PDF IconHow to protect yourself from Phishing Scams
 Adobe PDF IconHow to Protect Yourself and Your Good Name
 Adobe PDF IconHow Do Thieves Steal an Identity
 Adobe PDF IconDebit Card Liability

Payday Lending

 Adobe PDF IconThe Darker Side of Payday Loans
 Adobe PDF IconFinancial Quicksand
 Adobe PDF IconTennessee Payday Lending Laws
 Adobe PDF IconMississippi Payday Lending Laws
 Adobe PDF IconArkansas Payday Lending Laws

Car Buying/Refinance Tips

 Adobe PDF IconThe Truth About Gap Insurance
 Adobe PDF Icon10 Tips to Keep You From Getting Ripped by Dealer Financing  Adobe PDF IconHow to Sell Your Car for the Highest Price Possible
 Adobe PDF Icon6 Common Sense Car Buying Tips
 Adobe PDF IconHow to Get the Most Money for your Car Trade-In
 Adobe PDF IconHow to Trade In a Car You Still Owe Money On
 Adobe PDF IconThe Truth About 0% Financing
 Adobe PDF Icon5 Best Conditions to Refinance Your Car

Debit Cards

 Adobe PDF IconDebit Card Liability
 Adobe PDF IconDebit Card Usage Tips
 Adobe PDF IconThe Debit and Credit Comparison
 Adobe PDF IconDebit Advantage
 Adobe PDF IconAre Debit Cards the New Credit Cards?
 Adobe PDF IconNew Federal Rules Limit Debit Card Overdrafts


 Adobe PDF Icon100 Tips for Saving Money for Those Just Getting Started
 Adobe PDF Icon66 Ways to Save Money
 Adobe PDF IconSave for Your Future
 Adobe PDF IconSaving for College
 Adobe PDF IconSaving for Education
 Adobe PDF IconTeach Your Kids

Credit – Fico score

 Adobe PDF IconHow to Improve your Fico Score in Perilous Times
 Adobe PDF Icon8 Great Tips to Improve Your Credit Score
 Adobe PDF IconCredit Score Facts & Fallacies
 Adobe PDF IconWhat is a Good FICO Credit Score?
 Adobe PDF IconWhy FICO Scores Go Down
 Adobe PDF IconCredit Inquiries
 Adobe PDF IconWhat's Not in Your FICO Score
 Adobe PDF IconFICO Reveals How Common Credit Mistakes Affect Scores
 Adobe PDF Icon5 Ways to Kill Your Credit Scores
 Adobe PDF IconRaise Your Credit Score to 740


 Adobe PDF IconThe Debt Snowball Method
 Adobe PDF Icon% for Budget Categories
 Adobe PDF Icon3 Big Debt Relief Tips
 Adobe PDF Icon5 Great Money Saving Tips
 Adobe PDF IconBudget Worksheet
 Adobe PDF IconBuried in Debt - Debt Relief Options
 Adobe PDF IconCheck your Financial Health
 Adobe PDF IconCheckbook Balancing Form
 Adobe PDF IconCredit Cards
 Adobe PDF IconCredit Counseling
 Adobe PDF IconFinding a Reputable Credit Counseling Agency You can Trust
 Adobe PDF IconFour Reasons You Should Balance Your Checkbook Monthly
 Adobe PDF IconHousehold Budget Tips
 Adobe PDF IconHow To Balance Your Checkbook
 Adobe PDF IconHow to Develop a Debt Relief Plan
 Adobe PDF IconNew Credit Card Rules Coming in 2010

Fuel Economy

 Adobe PDF IconFuel Economy Guide 2010
 Adobe PDF IconFuel Economy Guide 2009

Individual Retirement Accounts (IRAs)

 Adobe PDF IconLearn About IRAs
 Adobe PDF IconTraditional IRA
 Adobe PDF IconRoth IRA
 Adobe PDF IconConvert to Roth IRA? Changes in 2010
 Adobe PDF IconNew Roth IRA Conversion Opportunities in 2010

Media Comments on Credit Unions and Banks

 Adobe PDF IconCredit Unions Thrive During Financial Crisis
 Adobe PDF IconCU's step up as banks retreat - Reuters
 Adobe PDF IconFor better banking check out a credit union
 Adobe PDF IconGood Morning America Check out a CU
 Adobe PDF IconMarketWatch Why CUs make sense
 Adobe PDF IconMedia quotes on Credit Unions
 Adobe PDF IconMore quotes about Credit Unions
 Adobe PDF IconBoston Globe When lenders say no, turn to CUs
 Adobe PDF IconCBS Early Show, Other Media Give Boost to Credit Unions
 Adobe PDF IconBlogger Loves Her 'Bank,' but Oops it's a Credit Union
 Adobe PDF IconUSA Today Offers Tips on Switching to Credit Unions
 Adobe PDF IconWSJ, CNN: Seek Credit Cards at Credit Unions
 Adobe PDF IconBanks Make $38 Billion from Overdraft Fees
 Adobe PDF IconBad Times for Banks Mean Boom Times for Credit Unions
 Adobe PDF IconCredit Unions Cash in on Banking Backlash

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©Copyright 2018 KEMBA Delta Federal Credit Union. All rights reserved.
3108 N Germantown Pkwy #106, Bartlett, TN 38133
(901) 795-9055, Toll Free 1-888-72KEMBA, Fax: (901) 795-9063

Equal Housing Lender

We do business in accordance with the
Federal Fair Housing Law and the
Equal Credit Opportunity Act.


Your savings are federally insured to at least $250,000
and backed by the full faith and credit of the United
States Government. National Credit Union
Administration, a U.S. Government Agency.